Committed every day

Operating within CIC, the CIC CIB business lines encompass all of Crédit Mutuel Alliance Fédérale’s corporate and investment banking activities. The CIC CIB division operates within the mutualist model of Crédit Mutuel Alliance Fédérale, the leading, mission-driven corporate bank, and is guided by founding principles that inform every decision, shape every solution and underpin every partnership.

Crédit Mutuel Alliance Fédérale: our group’s commitments

A mission-driven company

Crédit Mutuel Alliance Fédérale, a mutual, ethical, socially responsible and community-minded bank, became the first mission-driven corporate bank in the second half of 2020 by defining five missions, which now form part of its corporate purpose, as well as that of its subsidiaries, including CIC.

True to its heritage, these five missions guide CIC CIB’s work in serving our customers and contributing to the common good :

1. We support our customers and members in their best interests

2. We act in the interests of everyone and reject all forms of discrimination

3. We put technology and innovation at the service of people

4. We contribute to regional development

5. We are working towards a fairer and more sustainable society

These commitments are assessed and verified by a mission committee comprising nine members with complementary areas of expertise : one-third experts, one-third directors and elected representatives, and one-third employee representatives.

Responsible policies

The Societal Dividend – a new stage in the mutualism of evidence

In response to the scale of the climate crisis and growing inequality, Crédit Mutuel Alliance Fédérale launched the Societal Dividend in January 2023 to build a more sustainable and inclusive world.

The Institut Mutualiste pour l’Environnement et la Solidarité

In April 2024, the Crédit Mutuel Alliance Fédérale group established the Institut Mutualiste pour l’Environnement et la Solidarité with the aim of reducing the group’s carbon footprint in line with the Paris Agreement.

Find out more about our Institut Mutualiste

Supporting societal and environmental transformation

Leading the ecological and societal revolution by supporting our customers’ ecological transformation and thereby contributing to the decarbonisation of the economy.

Crédit Mutuel Alliance Fédérale generates greenhouse gas emissions throughout its value chain, through its own operations (direct and indirect emissions linked to the group’s operations¹) and its financing and investment activities (financed emissions²).

Our objectives as the corporate and investment banking arm of Crédit Mutuel Alliance Fédérale:

• Reduce the carbon footprint of our balance sheet and our operations, in line with the Paris Agreement
  • A 20% reduction in the carbon footprint of our balance sheet by 2027, and a 30% reduction by 2030 by further developing our sector-specific and investment policies, including, for example, a significant expansion of funding for renewable energy or ‘Green Mobility’ (the creation of a Green Mobility team within the Asset Finance team)
  • The Institut Mutualiste pour l’Environnement et la Solidarité, the group’s centre of expertise in ESG matters.
• Supporting the green transition of all our customers and across all our business lines
  Rolling out commercial offerings to support our customers in their decarbonisation efforts:
  • the creation of a Sustainable Finance Structuring team in 2021 to help our customers successfully complete financing projects by linking them to environmental, social or societal criteria
  • the marketing of green products (Green and Social Bonds) by our teams.

Discover our teams’ achievements